Early retirement at 56 for 11 diseases without pension reduction

Social Security expands the list of pathologies allowing early retirement without reduced coefficients, provided disability and contribution requirements are met.

Generic image of a hand holding a Spanish Social Security card with official documents and a calculator in the background.
IA

Generic image of a hand holding a Spanish Social Security card with official documents and a calculator in the background.

Social Security has approved a measure allowing workers with certain pathologies to access early retirement at 56 without pension penalties.

The Government has expanded the catalog of diseases that permit workers to access special early retirement, without applying reduction coefficients that diminish the pension amount. This measure, based on Royal Decree 1851/2009, benefits individuals with a disability rating equal to or greater than 45% resulting from specific pathologies.
Unlike ordinary early retirement, where reductions are applied for each month retired before the legal age, in this special modality, the worker receives their full pension percentage, calculated based on their contribution years, without any discounts.
Eleven new pathologies have been added to the official list. These include spina bifida, transthyretin amyloidosis variant, early-onset Parkinson's disease, myotonic dystrophy type 1, Huntington's disease, systemic sclerosis, traumatic spinal cord injury, corticobasal degeneration, multiple system atrophy, progressive supranuclear palsy, and chronic kidney disease stage G5. These join existing conditions such as multiple sclerosis and ALS.
Social Security clarifies that having a recognized 45% disability is not sufficient on its own. It is essential that this disability is directly linked to one of the diseases on the official list. Furthermore, contribution requirements must be met: at least 15 years of contributions, with five of those years worked while officially recognized as disabled.
The procedure to apply for this early retirement requires the submission of medical and administrative documentation. It is recommended to initiate the process approximately three months before the planned retirement date. Applications can be made in person at a Social Security Attention and Information Center (CAISS) or through the Electronic Headquarters of Social Security.